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MessagePosté le: Mar 28 Aoû - 04:48 (2018)    Sujet du message: Elgin Baylor Jersey Répondre en citant

BEIJING http://www.warriorsofficialsshop.com/kids-david-west-warriors-jersey/ , April 3 (Xinhuanet) -- Chinese banks' resilience to the growing popularity of Internet finance has been "so far, so good" and sector change will come as the industry catches the trend, analysts in Hong Kong said.

By the end of March, at least 11 banks had posted annual results. They show continued net-profit growth, 13.9 percent on average in 2013, three percentage points lower than the year before. That's in the limelight of Internet finance.

"Because of rising funding costs, the banking sector saw slower profit growth this year. Margins are narrowing http://www.warriorsofficialsshop.com/kids-damian-jones-warriors-jersey/ ," said Grace Wu, Hong Kong-based analyst of Daiwa Securities Group Inc. "The pressure isn't severe. Chinese banks still enjoy a loan price advantage. We maintain a stable outlook on sector margins this year."

Last June, Yu'ebao, a money market fund distributed online by Alibaba Group Holding Ltd, raised the curtain on Internet finance's development. It featured flexible redemption and offered above-deposit returns. Investors arrived amid an inter-bank liquidity squeeze in the second half of 2013.

Other Internet companies followed - including Tencent Inc, Baidu Inc and Sina Corp - with similar products, drawing capital away from bank accounts and causing banks' funding costs to rise. By the end of February http://www.warriorsofficialsshop.com/kids-chris-mullin-warriors-jersey/ , China's money market fund had grown to 1.4 trillion yuan ($226.81 billion), 2.5 times bigger than it was in last May.

"People claim Internet finance is a huge challenge to commercial banks," Victor Wang, China banking analyst at Credit Suisse AG, told a forum in Hong Kong. "But in the short term, its impact will be rather limited."

"Number-wise, the total AUM (asset under management) of money market bonds is around 1 trillion yuan http://www.warriorsofficialsshop.com/kids-andre-iguodala-warriors-jersey/ , which is less than 1 percent compared with Chinese banks' deposit base. Online financing activities, including peer-to-peer lending, are at the infant stage. They are small ticket relative to banks' lending size," he said.

Wang pointed out that a tightening regulatory environment means it's "unlikely" online financial activities will take a bigger market slice from banks.

"The dramatic development of Internet finance is challenging the regulatory framework," he said, adding Yu'ebao now manages 500 billion yuan of 80 million users, or 10 percent of China's economic population. "When a financial product is that big Zaza Pachulia Jersey , any responsible regulator has to make sure it is safe and the potential risk of such products can be well-contained."

Although Internet finance is considered too young to challenge banks now, it's an alert that will spur interbank competition, analysts said.

"We are going to see meaningful change in the medium to long term," Credit Suisse's Wang said. "Banks have witnessed the trend and realize that Internet finance is a feasible model and a sharp weapon to gain market share. When banks start to compete with each other by leveraging the new technology, the impact created will be much greater than the challenges from external competitors."

He added that banks have lagged behind Internet companies in terms of user experience, accessibility and data bases.

"Ten years from now, the value of physical branches will substantially decline because Wilt Chamberlain Jersey , by then, 99 percent of transactions will be finished online," Wang said. "Banks need to rethink their business model and catch up substantially. This is a great opportunity for the well-run ones to stand out."

(Source: China Daily)

TEHRAN, April 6 (Xinhua) -- Iran national soccer team will face Mozambique in a friendly match in World Cup preparations, Tehran Times daily reported on Sunday.

Iran, which have been drawn in Group F of the 2014 World Cup along with Argentina, Nigeria Tim Hardaway Jersey , and Bosnia and Herzegovina, will play Mozambique on May 7 but the place of the match has yet to be announced.

The Asian football team will also take on Belarus, Montenegro, and Angola in their pre-tournament camp in Austria in May.

Iran will face Trinidad and Tobago in their final preparation for the 2014 World Cup. The match will be held in Sao Paolo, Brazil on June 8.

Iran will play their first 2014 World Cup group match against Nigeria in Curitiba on June 16.
Barking at their rescuers, labradors, beagles and mongrels desperately scrambled out of rusty cages in South Korea: saved from the dinner plate by a deal with dog-meat farmer Kim Young-Hwan.

In the face of falling demand Stephen Curry Jersey , Kim agreed to close his establishment in exchange for compensation from US-based Humane Society International (HSI). The dogs are bound for a new life in adoptive homes in the West.

He is the 10th canine-meat farmer to accept such an offer in three years. The exact sums are confidential, but each deal requires hundreds of thousands of dollars once adoption costs are included.

""This business is doomed... I wanted to quit before it's too late,"" Kim said.

The 56-year-old had 170 dogs at his farm in Namyangju, north of Seoul.

""The price has plummeted in recent years,"" he told AFP. ""I'm barely making ends meet these days. Plus I've been harassed by animal rights groups all the time. It's such a hassle.""

The push by animal rights activists, including many overseas groups, to outlaw dog meat consumption in the South has sparked mixed reactions and accusations of Western hypocrisy.

- 'Lambs or rabbits' -

South Koreans are believed to consume about one million dogs a year as a summertime delicacy Shaun Livingston Jersey , with the greasy red meat -- which is invariably boiled for tenderness -- believed to increase energy.

The tradition has declined as the nation increasingly embraces the idea of dogs as pets instead of livestock, with eating them now something of a taboo among young South Koreans.

Nevertheless, activists have stepped up campaigns to ban dog consumption, with online petitions urging boycotts of the 2018 Pyeongchang Winter Olympics over. Jerseys Online   MLB Jerseys Cheap   NHL Jerseys China   NFL Jerseys Wholesale   College Jerseys Wholesale   NBA Jerseys Wholesale   Soccer Jerseys From China   College Jerseys Wholesale   MLB Jerseys China   NHL Jerseys Wholesale 

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